⚖️ Compara real
🏆 Ganador claro
Decision Tool Conv vs FHA
Tu situación → matemática 10 años → ganador claro.
Your situation
$
$
yrs
Winner for your case
Calculating...
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Total savings in horizon
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Conventional Conv
Conv 97 · 3% downDown payment$9,000
Rate7.125%
Pago P+I$1,960
PMI monthly$175
PMI cae ~año8
Costo total horizonte$243,500
FHA FHA
3.5% down · MIP alwaysDown payment$10,500
Rate6.875%
Pago P+I$1,900
MIP monthly$215
MIP upfront$5,070
Costo total horizonte$253,700
Why the winner wins
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Herramienta = decisión inicial. Confirma con 3-5 lenders en 14 días.

