Home / Learn / Home Ownership / Lesson 5 / Conv vs FHA Decision
⚖️ Compara real 🏆 Ganador claro

Decision Tool Conv vs FHA

Tu situación → matemática 10 años → ganador claro.

Your situation

$
$
yrs

Winner for your case

Calculating...

Adjust values to see comparison

Total savings in horizon

Conventional Conv

Conv 97 · 3% down
Down payment$9,000
Rate7.125%
Pago P+I$1,960
PMI monthly$175
PMI cae ~año8
Costo total horizonte$243,500

FHA FHA

3.5% down · MIP always
Down payment$10,500
Rate6.875%
Pago P+I$1,900
MIP monthly$215
MIP upfront$5,070
Costo total horizonte$253,700

Why the winner wins

  • Enter values to see analysis

Herramienta = decisión inicial. Confirma con 3-5 lenders en 14 días.